Roth Limits 2025 Catch Up Contribution. • total contribution limit for those 50 and older: In 2025, the employee contribution limit for 401(k) and 403(b) plans increases to $23,500 for those under 50 (up from $23,000 in 2024).

The contribution limits for traditional and roth iras will remain unchanged from 2024, allowing individuals to contribute. If you qualify, you can stash away up to $7,000 in your roth ira for the year.